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  • 485Mbe4001
    07-20 11:28 AM
    There is a R2i or return to india forum on msn groups. they have a finance thread that discusses the finanacial aspects of returning to india and other finance related issues. You will find all your answers there.

    guys - i want to start a new forum on 401K ..

    want to discuss what happens to people who have 401k contribution and want to go back to india

    do we have to withdraw the 401K when we leave or can we withdraw it at a later date..

    can some one start a new thread since i cannot figure out how.. thank you





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  • shx
    10-02 11:44 PM
    I wont get into EB2/EB3 fights, but tell you what my opinion about this is.

    The law definitely supports interfiling and priority date porting. However, this is like reserving seats on a bus by throwing your handkerchief in good old India. It is unfair to let people jump ahead in the queue, even though they acquired the eligibility to file in EB2, at a far later date.

    There might be some genuine cases where people could not file in EB2, even though they were eligible. I only support these cases.

    I've a pending EB2 485. However, let me be honest. If I had EB3 to start with, I too would've interfiled in EB2 and would've ported my priority date. Who wouldn't do it if the law allowed them to!





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  • Libra
    07-18 11:53 AM
    Date Delivered To USCIS: July 2nd
    Time Delivered To USCIS: 9:01am
    Service Center: NSC
    Status: None





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  • Leo07
    11-18 01:49 PM
    I'm thinking of buying Atlas America Comprehensive with $100 deductible for my Mom. It's coming out to be $991.00 for 6 months approximately.

    Friends, if you have any complaints about Atlas or much favorable things to say about other insurance companies, Please suggest me.

    Best!

    We recently got the Atlas America Insurance with 0 deductible and got two visits done for my father(chest infection). Got antibiotics prescribed, blood test done, physical checkup done. Went very smooth, no payments at all.

    Said that, someone who has tested a Emergency visit or a Specialist visit or an Intensive care visit should be able to give us a better idea of who fares better.

    Till date, other then a PCPs visit, I have not heard any good reviews for any insurance cos(agents).

    And then there are so many agents/sub-agents floating around, that even the genuine ones dont seem so genuine.

    We should have a AM/S&P kinda rating system for Visitors insurance.



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  • bebar
    09-15 04:49 PM
    Called NSC on 9/3 and IO initiated an inquiry. Not sure if this is equivalent to SR. With in few hours I got a reply email stating the exact following message. It says awaiting review by an officer, but then the last line says "Service is waiting for VISA availability". It's too confusing and it sucks.

    ************************************************** *************
    Due to the pending caseload at the Nebraska Service Center, the processing time of your I-485 application has been extended. Allow extra time for an Officer to review your application. Furthermore, if all initial evidence was not included with you application, or a question arose during adjudication that required a Request for Evidence, additional time would be needed. Your application remains awaiting review by an Officer and you will be notified as soon as a decision is made. The Service is waiting for VISA availability.
    ************************************************** *************





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  • GIDOC
    07-17 11:39 PM
    Signed.



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  • ThinkTwice
    07-11 06:10 PM
    Some one suggested ..
    -keeping in spirit with our recent flower protest, we should hand out single flowers on the day of the rally

    - There was another suggession about having ballons in the hands of kinds with messages on them.... I dont know if we can get balloons with messages but what do you guys think about balloons in kids hands.. The Kids who are born here are citizens .. and they support our cause .... :)





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  • amitjoey
    10-06 07:29 PM
    Guys,

    I know this is immigration forum , so People who are not interested in this thread please ignore.

    Considering the State of Markets and Global economy.

    Do you guys think it make sense to buy a Flat/Single family house in India , I am going to india in Mid october. Should i take the lunge and buy some proerty there...This would be the first home..so no Home equity Loan..It will be on 12% interest Rae from some indian bank.


    Please throw some ideas..


    Yes! It is a good idea!. You would have some equity built over the years.



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  • unitednations
    04-28 06:32 PM
    UN,
    Have there been any updates on this case that you are at liberty to share?

    Thanks in advance.

    nothing yet.

    Longest I have seen a 485 denial go without getting reopened is 5 months.

    If a person doesn't have h-1b then six months is a magic number. If person overstys six months and uscis ultimately denies it again then person is in terrible situation (3 year bar).





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  • vina92
    02-07 02:43 PM
    This is a great point. Even if we get one time relief,that should suffice because retro might not happen in the future as there will not be 245si/195kH1bs. I hope one of the core group members might want to look at this. This will atleast counteract the exaggerated and bloated immigration numbers by the antiimmigrant groups.


    It is just speculation that it will take 10 years or 15 years. Actually past 3 years atleast 50% h1 were used by TCS,WIPRO and similar companies. So those who are processing gc is less. But it may take some time to clear current backlog as we had 195k H1 cap till 2003. If 65k h1 cap is there then it will be 3 year waiting period for EB2 and 4 to 5 year for Eb3. People will speculate based on number of H1s. But their calculation is not including the number of people who are giving up and also many people are going back. But if they increase H1 then the situation may become worse. I think one time releif will be enough to resolve the issue for
    next 5 years. But Skil bill is asking too much(May be for permanent resolution of
    gc issue) and opposition is more as anti immigrants are quoting the numbers. Remember in 2000 the relief of recapturing previous few years did not attract
    large opposition and passed easily. Simlarly if H1 increase also limited for 2 or 3 years that can be passed easily as we can convince Senators like Sessions.
    But if we keep on asking so many numbers of H1 and Gc and also exemptions
    for Master degree then we have to wait for CIR as this will have lesser impact
    in numbers compared to illegal immigrants.



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  • walking_dude
    03-13 12:49 PM
    I, for one, am unable to join a state chapter, because , the nearest chapter is 400 miles and 2 states away. What good would it do to me to join something that I can never be part of. I wanted to start a state chapter here in my place, but I couldnt find any useful resources on how to do it. May be eb3_nepa has some reasons like it.

    I was also unable to find a state chapter just a few months back. So I started one. Now we have around 60 members. Someone needs to take the initiative and set the ball rolling. That someone can be you.

    Here's an excellent resource on how to start a state chapter.

    http://anilgeneral.blogspot.com/2007/10/how-to-start-and-maintain-state-chapter.html


    The Admin Fixes letter campaign was a good initiative. But, the target date got moved twice, and now I dont even know when the end date is.


    The end date is the date when the fixes get passed.

    IV moved the target dates to get more letters from members. It paid back richly as thousands more letters were got through the hardwork of volunteers who collected these letters. As pointed by paskal work is in progress on the campaign and more stuff is getting done.



    May be IV should be a top-down organization. Any organization as big as IV would probably be better served with a Top Team. That team could probably elected by the community. I am confident, that most of our members wouldnt even mind spending a few extra bucks to pay a honarary amount to this team for their efforts and time. Then there will be more structure and accountability and action going on around here.


    If you really think you can get someone like Aman Kapoor - who visited DC 18 times last year spending 60k of his personal money - by paying a few extra bucks, be my guest!

    IV is a volunteer organization. Its strength is volunteers who believe in the cause and ready to spend their efforts and money for a cause that benefits not only them, but also the slackers who do nothing and sit on the forum badmouthing/belittling those who do.

    A paid person will not do all that for you for the few extra bucks you are ready to pay.


    I came to know about IV pretty late. When I did learn about IV and joined IV, I was a very enthusiastic participant. Of late, I do believe IV is fading away. I dont see so many activities going on around here. Like eb3_nepa and few others said, IV is right now becoming just another Immigration portal. It is starting to lose its identity.

    After doing all the hard work to gather a mass or like minded people, it will be shameful, if IV drifts away from its stated aim. So, may be it is time for every member, including core members like you to refect upon things and come up with ways to make this organization more transparent and more accessible for people like me.


    Don't judge IV by what's posted on the forum. IV is more than a forum. A lot of action happens off the forum (in fact most of it). Like Morpheus told Neo in Matrix, 'No one can tell you what it is. You need to experience it yourself'. Participating actively in IV activities through state chapters is the only way to know all IV activities happening.

    It will never get posted here in a forum full of anti-immigrant trolls. IV is transparent in its finances as it gets audited as a tax-exempt organization and held accountable to its expenses. Transparency is bi-directional. IV expects its members seeking updates to be transparent too (by providing complete contact details and valid E-mail ids). When a large number of members aren't transparent themselves, asking IV to be transparent is a moot point.



    Like Waldenpond said, it is probably not wise to list all the items going on in the portal. The work around to that would be, we can add another membership type which is more restrictive. This membership group will have only members whose identities have been verified. Once this group is created, IV can post all the happenings accessible to them. This will help people like me who are unable to be part of any state chapter to know what is happening at IV. Keep our sprits high.



    Sorry to be blunt here. IVs aim is to motivate members to participate in the activities and achieve the goal. Keeping spirits high for everyone is not a part of the deal.

    Creation of such a value-added paid membership was discussed earlier. Most of the IV members don't want it. So it didn't happen.





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  • rimzhim
    02-01 03:05 PM
    There is one more thing that not many people are aware of.

    Let me ask eveybody. Even after all this, why are these Desi consulting companys successful in the market? They have poor quality product (People with forged Resume), they are not charging lower rates, but still they are able to put there people in Projects?
    could it be that their products work for less? I am not suggesting this: just pointing out that an anti-immigrant will pick up on this to further his cause. anti-immigrants use all kind of stats to show that their products do charge lower rates.



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  • dallasdude
    10-08 03:31 PM
    Looks like things are going down there now.. due to Current American economy status.




    India facing ripple effect of global crisis, will act fast: FM

    http://economictimes.indiatimes.com/India_facing_ripple_effect_of_global_crisis_FM/articleshow/3575032.cms

    I agree. it makes no sense to invest in India now.





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  • anzerraja
    07-19 06:36 PM
    Thanks very much !

    Will DO...Just gimme some time.



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  • indiadivided
    02-14 10:36 AM
    I think Mr. MACACA, it will better if this word (Macaca) is not repeated, since promoting this word might convert this into a word for Indians like the N word. So get your nick changed.



    I have read the above book and other books (lateral thinking, ...) by Edward de bono; he has written a lot of (non expensive) books. I strongly recommend his books to the open minded reader.

    I should also be banned soon. My post was not published on Friday. I did not praise logiclife for the Friday episode. I do understand that my question's will not get answered.

    On the other hand, I see absolutely no content in anand26's posts. Such posts are a complete waste of time for our cause.





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  • h1aspirant
    02-02 11:56 PM
    I had my interview on 22nd Jan at chennai. Counsulate approved my visa and collected my passport . They did not return my passport for 8 days. On enquiry I found passport was under PIMS verification

    On ninth day, I got the passport back along with 221g blue form, asking me to submit through dropbox original 797 AND 156-157 forms.

    Anyone else has similar experience? How long woule it take after the submission to get my case processed.

    I am confused and frustrated after reading al PIMS related delays



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  • kshitijnt
    07-17 10:29 PM
    Since Visa numbers trickle down, the more visa numbers there are available, the more will trickle down to countries with high demand... recapturing visa numbers might be easier than taking a poke at per country limit.. IMHO...


    I am thinking about future generations as well.

    1) Remove per country cap.
    2) Remove dependant number count

    Recapture of visas is good but its only 1 time thing. Unless its automatic recapture by law.





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  • noone2day78
    07-16 06:31 AM
    Signed earlier :)
    Spouse signed. Does not allow me to sign as it recognizes IP address!!

    Contribution so far:

    $200





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  • floridasun
    01-27 10:30 AM
    First of all note that the original post was alomst year and a half old so dont go by the ideas there now :D

    In commodity markets you trade futures and spot. Spot means immidate delivery of the under lying commodity. In futures you pay today for delivery at a future date. So typically the price of the future will be the price of spot + the storage charge (simple calculation to give you an idea considering no premiums). As the day of delivery approaches the price will pull to spot price. For example if west texas intermediate (WTI) crude is $92 spot price the 3 month future will be $100. (92+8 for storage). Considering that the spot price does not change at all, in three months time the price of the oil you will now be purchasing will be $92, but you paid $100 for it. This is backwardation. This is usually how markets are most of the time.

    Now if in 3 months the price of WTI is trading at $110, you will own oil you paid $100 for and now can turn around and sell for $110. This is contango.

    When you buy a commodity ETF, they dont take actual delivery of the product, they roll their contarcts. So they will hold a 3 month contarct and when the third month approaches they sell the contarct and get another 3 month contaract. If market is in backwardation then they will always be buying high and selling low. If market is in contango they will make money but as soon as it switches back to backwardation they will ride down the slide and loose all the money they made. So I dont think ETF's are agood way of making money in commodities passively. You can actively manage the ETF portfolio and make money using options and hedges and leveraged ETF's. But buy and hold, I suggest go and invest with a CTA who will be trading rule based to negate the effects of contango and backwardation.

    Hope this is simple enough:)

    Thanks smisachu. that was informative. FYI right now I am double shorting crude oil - with everyone calling higher crude oil prices in future, I may be in for a loss here... but willing to hold till I get break even :-)





    prashantc
    01-29 10:46 AM
    Was this the first time you are coming to USA?

    or you went for a visit ? If yes what was ur original status in US..F1 or H1.

    I am going for chennai H1B visa on Feb 6....F1 to OPT to H1B...Scared to helll...
    Well no this wasnt my first visit to US. I have been on a valid H1B status for past 5 years or so.





    desi3933
    06-22 08:15 AM
    Hello:

    The company I am working with doing business for 40 years (less than 40 employee) and as per my lawyer, financially very good. I hired the lawyer and employer directly gave him financial docs. I am only one person with H-1 in this company's history and working for 4 years. Got labor approval on PERM EB2 (MS+1) and did concurrent filing with I-140 premium processing.

    I received RFE regarding company's ability to pay. We sent tax files for FY 2005 (contains oct '05 to Oct '06) for being PD of Nov '06 and W2 for 2006 which showed 6k more than offered wage. Company started paying me offered wage one week after the PD and offered wage is 3k more than prevailing wage. RFE specified to show ability to pay by showing 2006 tax return or audited financial statement by 12 weeks. Any of this will not work as tax file will be prepred on Nov '07 for FY 2006 and audited finan. stat. costs a lot of money. My company has no clue and just planning to write a letter that they will not able to provide before Nov 07 and already submitted tax file upto Oct 06 which could be enough to find the financial status. They talk to their CPA and he advised to do so.

    I am really not very fimilar with all these issues. What should I do as company is not able to provide above 2 things that USCIS asked for? Can I send my paychecks even started getting paid offered wage after one week?

    Appreciate you feedback. Thanks,

    Is your salary higher than offered wages since PD month-wise? There could be a way out.

    Not a legal advice.
    ------------------------------------
    Permanent Resident since May 2002